You've Got a Credit Score of 600+
You Need $10K to $1 M in Funding
You Will Use the Loan for Business
Apply by Phone:
888-569-3865
With $985 Million arranged in Funding to date, plus a 500+ Lender Network, the team at SEGFunding helps new startups get the funding they deserve without the hassle & lengthy process requirements imposed by other lenders.
SEG Funding connects your small business with lenders and other funding sources nationwide in an efficient and transparent environment.
No matter what stage of business you are in, we are here to help you get the funds you need for your business!
We know that the application process can be intimidating for small businesses, especially for those seeking financing for the first time. SEG Funding was created to guide and direct you to the appropriate funding solutions to help your business start, expand and grow.
We found it very frustrating when lenders would ask for a conditions list a mile long, you would work hard to complete their request, then turn all of the paperwork back into the lender just for them to come back with a denial a week or two later.
We knew there was a better way and we have found it!
Startup Business Financing
You've got a great business plan, but there is little to no business history yet. Let's get started!
Equipment Financing
Any tangible asset, other than property or a building, used in the operation of a business may be considered business equipment.
Business Acquisition
Get the capital you need for the acquisition to buy an existing business or franchise. Preparation is key and we help you every step of the way.
Working Capital Loan
Get the cash on hand to cover daily operating expenses, make payroll and keep your business running smoothly.
Business Line of Credit
Financing to manage cash flow and everyday operations and the #1 most commonly used product amongst business owners.
1) Why Use SEGFunding instead of my local bank?
When you apply for funding at your local bank whether you are a startup or well established business, you are only held subject to that banks products and guidelines. When you work with SEG Funding, we have a very large lender network that covers the entire nation so you can feel confident that you will get the best lending matches.
2) What Are the Loan Amounts & Terms Offered?
The minimum loan amount from our lender network is $5,000 and the maximum is $5 million. Most of the loan products we work with are unsecured, which means you generally don’t have to tie up your business or personal assets to obtain the loan. Repayments are flexible and are based on your loan product that matches your financial situation and can range anywhere from 3 months to 15 years.
3) How Long Does it Take to Get Approved?
Applying for a loan through SEG Funding only takes a few minutes. Once you apply online or call in, one of our funding specialists will guide you through the approval process. The lenders in our network generally approve qualified loan applications quickly and you are funded in as little as 24 hours.
4) What Are the Requirements to Apply For a Loan?
There are no requirements to apply with SEG Funding, however, the requirements for each loan product differ from lender to lender. When you apply with SEG Funding, it increases your approval chances substantially because we track which lenders require certain items. Some require a certain amount of time in business, others a certain credit score, others a certain industry. This is why it is in your best interest to work with SEG Funding so we can help you navigate through the complicated lending process and what each lender requires.
5) Are the Loans Unsecured?
Yes, the loans are generally unsecured. This means that you don’t have to encumber your personal or business assets.
6) What Can I Use the Funds For?
The business loan you obtain from our lender network can be used for any business purpose. It is up to you to decide how you want to use the money. Here are some examples how our clients have used their funds: purchase real estate, buy an existing business, start a business, marketing/advertising, equipment, hire employees, increase cash flow, renovations, inventory, etc.
My business partner and I have worked with SEG Funding and they have helped us obtain multiple loan products. We initially obtained a LOC to help with cash flow needs. Then we came back for a 2nd round of funding as we were growing and needed more capital.
We were able to factor some of our receivables for a great rate and this has literally saved our business. Thanks for the great partnership guys! We appreciate all the work put in to help us out.
This is the second time I have used SEGFunding. First time I needed a lot of help with my entity, business plan and website. After their work I obtained $56,800 in business financing for my Cafe. I got into a new location and was able to obtain a very large commercial loan the next time. Yea for me!
We were growing so fast and needed capital for expansion. We applied for a loan in November and received $150,000 to help with our growing pains. Less than a year later, we needed more capital, SEG Funding helped again and was able to get the same bank to lend us another $250,000.
These loans have help our company weather the storms of our expansion while we completed jobs and waited for our receivables to come in.
Closed on a $900k multi-unit investment property in CA with the help of SEG Funding. Before talking to SEG, I went to several banks in my area and was turned down because of the risk. SEG helped prepare a sensible business plan and financial plan and used a small lender out of TX to get the deal closed.
With the help of SEG Funding we were able to get a $303,000 SBA Acquisition Loan to buy a Restaurant in Wausau, WI.
They helped negotiate the Purchase Price lower and got us some Working Capital for the updates we wanted done in the restaurant.
Great work!
Very Very Satisfied. They helped me roll over my 401k for my down payment to acquire an existing business.
Once the lender saw I had money to put down, I was able to get a $361,000 SBA Loan. Their fees were very reasonable and were very professional.